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Checking Accounts

Bank Checking Accounts

Checking accounts are indispensable these days for many people because they often come with a debit card that can be used wherever credit cards are accepted. However, because they are based on the money that the account holder deposits into them, rather than on a credit limit, they are more like cash than like credit. For this reason, many checking accounts do not offer interest as the balance fluctuates so often. Still, some institutions will offer interest rates for checking accounts involving certain stipulations. Learn more about Bank Checking Accounts and the rates you may be able to find for them, in this section.

Checking Accounts Having Higher Overdraft Fees in 2012

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Banks are still looking for ways to increase their money to deal with the losses they experienced because of the federal laws that changed how much they could charge retailers for credit and debit card transactions. Some banks tried to increase fees like debit cards and account opening, but this did not go over well [...]

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Free Checking Revival?

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When banks start to play games with their customers’ money, people tend to get upset.  The hottest topic in the personal finance world has been centered almost solely on what is going on with the disappearance of free checking and the fees that this has caused.  While this is a disaster for major banks like [...]

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Checking Out Due to Checking Fees?

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The past few weeks have been prime fodder for customer outrage.  When typing in “outrage” in the Google search bar, two things come up: the Netflix price hike and Bank of America’s debit card fee debacle.  It is not surprising that these two subjects have left a sour taste in the mouths of consumers, as [...]

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High Yield Checking Accounts in a Volatile Market

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Your high yield checking account may look even more attractive in light of the economic news coming both from Wall Street and the Fed during the first half of August. Fluctuations in the stock market made history with its wild ups and downs during trading in the second week of August, so knowing that your [...]

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Interest Rates Make High Yield Checking Accounts a Savings Option

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You may have noticed that the availability of checking accounts that offer interest on the balance that you keep in the account is shrinking. When you do find a bank or credit union that offers interest payment on the accounts, you’re finding that the rate that they pay is less than the amount being offered [...]

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Checking Account Fees and Rates

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For some, managing a checking account can present a unique set of challenges. This can result from a lack of skill when it comes to managing money or from simply being a little absent minded when it comes to balancing the checkbook. This lack of attention can sometimes result in huge overdraft fees, a little [...]

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