North Carolina Bank Reviews
Bank of North Carolina
Bank of North Carolina offers high tech banking services, including online banking and telebanking services. The bank provides personal banking services, including a variety of saving and investment points, alongside business banking services fitting businesses of all sizes and types. The mortgage department helps North Carolina residents buy a home, refinance an existing property or tap into their home’s equity. To learn more about the services provided by the bank, visit www.bankofnc.com or call 877-842-4180.
MidCarolina Bank
MidCarolina bank is a state-chartered, full service bank operating form offices in Alamance and Guilford counties, offering a full range of banking services to both personal banking customers and small to medium-sized business customers. MidCarolina Bank offers the MidCarolina Rewards program, which offers personal and business customers a free high interest checking account with ATM refunds nationwide. The Rewards program does not require any minimum balance. To learn more, visit www.midcarolinabank.com or call 877-450-0906.
First Citizens Bank
First Citizens Bank operates branches throughout North Carolina and also Tennessee, Virginia, Washington, West Virginia, the District of Columbia, California, Florida and Maryland. The personal banking department helps customers with life changes and offers a full range of banking services. The bank also provides business services and wealth management services. To learn more visit www.firstcitizens.com or call 888-FC-DIRECT.
Bank of the Carolinas
Bank of the Carolinas has ten branches scattered throughout central North Carolina. The bank’s headquarters are in Mocksville. As a locally owned bank, they strive for excellent customer service, providing products for both personal and business banking customers. In addition to checking and savings accounts, Bank of the Carolinas offers personal and small business loans as well as home equity lines of credit. Learn more at www.bankofthecarolinas.com or by calling 877-751-5755.
Capital Bank
Capital Bank offers banking products to people throughout North Carolina, including mortgage and personal loan services. Business banking customers enjoy products like merchant services and treasury management in addition to traditional bank accounts. Personal banking customers benefit from basic accounts as well as financial planning and investment services. Call 800-308-3971 or visit www.capitalbank-nc.com to learn more.
North Carolina Bank and Trust
North Carolina Bank and Trust is a growing bank with locations in the Charlotte area. The bank offers personal, business and wealth management services with a community banking touch. It also offers mortgage products. Call 704-331-8686 or visit www.ncbtonline.com for more information.
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Banking customer beware: I have been a First Citizens Bank customer for over 15 years and I have just now come to the realization that this is the worst bank in NC, probably in the entire US. I was happy banking with them until recently, when they purposely would hold off debits from my account, just so they can benefit from awarding themselves with insufficient funds. This practice of theirs started worked against me about two years ago. Today, I got a letter that they will be closing a joint account I had with my wife (for over 15 years), with the reasoning of:
“Due to the unsatisfactory way you have managed your above referenced account, we will be closing it effective two weeks from now.” This is just plain unacceptable. This account was always in good standing, up until they got greedy and started pulling their fraudulent schemes on us.
I just cannot trust a financial institution with my money that practices this kind of behavior.
To whomever may be in the market to switch banks, please avoid First Citizens Bank, N.A. of North Carolina and South Carolina at all costs. You may just end up getting ripped off your self!
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